I have found this website, https://www.annualcreditreport.com that gives your full, not a summary, credit report directly from one of the three major credit reporting companies. This is the only site on the web that does not charge anything for this report nor does it ask you for any annual fees etc.
If you’re thinking about buying or selling a home or you just want to know how you stand with your credit rating, you should request one of these reports and read it over. Keep in mind, the higher your credit score the LOWER your interest rate will be for a mortgage (could save you $17,000 to $30,000 in interest for a 30 year loan)
This report is a very valuable tool for you to fix your credit rating. You should look at every detail of the report and see if there are any errors. What I mean by errors is statements showing that you owe money on items you never purchased, or outstanding debts that you do not have, etc. basically any errors.
Contact me or your most recent mortgage lender and they can help you eliminate these errors which will in turn raise your credit rating. You can avoid calling credit repair companies and being charged for this service.
